Important Disclaimers
Past performance does not guarantee future results.
Financial planning involves risk. Market conditions can change rapidly, and investment values may fluctuate.
General Information Notice
The information provided on this website is for general informational purposes only. It should not be considered as personalized financial advice or recommendations for specific financial decisions.
This disclaimer outlines the terms and limitations regarding the use of information and services provided through our platform.
Information Accuracy
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information on this website.
Market conditions and financial regulations change frequently. Information presented may become outdated without notice.
We do not guarantee the accuracy of third-party data, market projections, or financial calculations presented in our materials.
Limitation of Liability
To the fullest extent permitted by Australian law, narquelosiva and its affiliates shall not be liable for:
- • Direct, indirect, incidental, or consequential damages arising from use of our services
- • Financial losses resulting from decisions made based on information provided
- • Technical issues, system downtime, or data transmission errors
- • Actions of third-party service providers or external market conditions
Professional Financial Advice
Our subscription service provides consultations and analytical reviews, not formal financial advice as defined under Australian Securities and Investments Commission regulations.
Use of our service does not create a formal advisor-client relationship or fiduciary duty beyond our stated service terms.
For specific investment decisions, tax planning, or complex financial matters, consult with licensed financial advisors or tax professionals.
Third-Party Links and Resources
Our website may contain links to external websites, tools, or resources for your convenience and additional information.
We are not responsible for the content, accuracy, privacy practices, or availability of external websites and services.
Individual Results Notice
Financial planning outcomes depend on individual circumstances, market conditions, personal discipline, and external factors beyond our control.
Individual results may vary.
Intellectual Property Rights
All content, materials, methodologies, and proprietary information on this website are protected by copyright and intellectual property laws.
Unauthorized reproduction, distribution, or commercial use of our content is strictly prohibited without written consent.
User Indemnification
Users agree to indemnify narquelosiva against claims arising from misuse of our services, violation of terms, or decisions made based on information provided through our platform.
Governing Law and Jurisdiction
This disclaimer and all related matters are governed by Australian law and regulations.
Disputes shall be resolved in accordance with Australian Consumer Law and relevant state jurisdictions.
Where local laws provide greater consumer protections, those provisions shall take precedence.
Users are responsible for compliance with local financial regulations in their jurisdiction.
Severability Clause
If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Disclaimer Updates
We reserve the right to modify this disclaimer at any time to reflect changes in our services, legal requirements, or business practices.
Users are encouraged to review this disclaimer periodically for updates and changes.
Disclaimer Inquiries
For questions about this disclaimer or our service limitations, please contact us:
narquelosiva
Level 12, 680 George Street, Sydney NSW 2000, Australia
Email:: contact@narquelosiva.com
Phone:: +61-213-667-605
Last updated:: September 21, 2025
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narquelosiva financial planning services logo: narquelosiva financial planning services logo